Money Goals for 2021

New year, new money goals

Happy New Year! I hope your first few days of 2021 have been amazing.

If you’re into numerology, it’s no surprise that 2020, being Universal Year 4, turned out to be what we know it turned out to be. It was predicted that 2020 wasn’t going to be a social and fun-loving year. That there would be hard work and discipline involved. To be fair to 2020, it also says that the year was about big changes and new beginnings - I’ll take them as a positive.

With all the uncertainty we experienced last year, most of us share a collective optimistic outlook that 2021 has to be better than 2020… and we're ready.

As it turns out, 2021’s energy is all about of POSITIVE CHANGE.

If 2020 was a year that you waited it out, tested the waters, and learned many lessons, then 2021 is the perfect year to pivot and to take on adventures and risks.

Peeps, when it comes to your relationship with money, I want you to set these goals this year.


Goal #1: Be debt-free

Before even dreaming of saving millions of pesos, I highly recommend you focus on removing all your consumer debts - personal loans, credit cards, car loans, IOUs, etc.

Debt is an area that we sabotage ourselves with. Debt brings shame, guilt, and regret - energy that keeps us poor. The thing is, getting out of debt seems to be an enormous hole that is quite difficult to get out of. Not because we’re stupid or unlucky but because we haven’t learned to let go of our limiting beliefs.

When you make the decision to finally get out of debt, it could mean increasing your prices, saying no to your family, or taking risks to earn more money - actions that can trigger all our money blocks!

Getting out of debt is a mindset, and maintaining a debt-free life takes commitment to taking both practical and mindset-supporting steps to support you.

To get out of it, be honest with yourself of how much debt you have. Face it even if it scares the shit out of you.

I have many more to say about this topic so check out these blog posts to help you:

Get out of debt
Dealing with personal debt

Personally, I got out of debt by doing practical actions and manifesting. I know manifesting is such a woo-woo approach but there’s a psychological and metaphysical reasons behind it.

On February 20 and March 27, I have opened a half-day workshop for the first time to teach about Intentional Manifesting. Enroll before 31st January and you’ll get 21% early bird discount.

For 2021, make sure to set a goal of removing all your debts.


Goal #2: Save

For many, living a feast or famine lifestyle is their ‘lifestyle’. Growing up, limiting beliefs that ‘excess’ and having more than enough is bad. It’s greedy. It has been ingrained in our subconscious that wanting more is bad. That we should be satisfied.

Having money as a buffer and keeping money that we don’t need, deep down feels wrong because we should be giving more and not keeping more. You know what happens? We self-sabotage. We spend on frivolous things, we give away money even though it jeopardizes our finances, we fear of getting new clients because it may bring more money.

Let me tell you this, I’m giving you the permission to have more than you need.

And creating a savings goal is a big sign to the Universe that you’re ready to receive more.

So set a savings goal today. Start by keeping 500 pesos /100 dhs / 10 dollars monthly. Consider it as debt you have to pay by hook or by crook. Deposit it in an account and forget about it.

You can do this!



Goal #3: Set an income goal

One of the most popular posts on my blog is this one - Wag kang magtipid!

You have to read the post to understand what I meant. For me, saving by scrimping and being cheap is easy. Just depriving yourself of things you want saves you money. But is this the life you want to live?

For me, what’s more exciting is setting an income goal. Challenge yourself to have different streams of income is a goal you should set this year.

In particular, set a passive income source. Because by now you might also be aware that I’m an advocate of chillionaire lifestyle. You can be a chill-millionaire. It’s cool if you want to hustle, attend meetings back and forth, and enjoy the busy lifestyle. It’s just that for me, laidback and chill businesses are my thing.

Let me ask you, what kind of passive income you’d like to start this year?

Do you want to publish your own book?
Create your first online course?
Be an influencer and create your own personal brand?

Whatever you goal maybe, TWP Workshops might be able to help you kickstart the lifestyle you want to live.

If you’re still not sure what to focus on this year, then let me invite you to 2021 Goal Setting & Manifesting Workshop. This is more than an online workshop - this is a mentorship program to build structure and clarity on getting what you want this year. I’ll be your accountability buddy, goal bestie, and money mindset mentor for the next 6 months.

You can always postpone and delay. You can let your limiting beliefs hold you back. You can live by constantly second guessing your decisions and yourself.
To be frank though, if not now then when?

This 2021, my dream is for you to find the courage to start living the life you truly want. Have faith, my friend.

Live The Life and Business You Have Imagined!

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