Do I have money blocks?

What are money blocks? In simple definition, these are thoughts and beliefs we have about money that prevents us from reaching our full wealth potential. Some call it prosperity blocks or abundance blocks.

Let me give you few examples and see if you can identify,

  • Do you hear yourself saying “I can’t do that” or “I can’t afford that”
  • Do you think you are not smart/pretty/thin/tall/short/funny enough to have lots of money?
  • Do you believe that rich people are greedy?
  • Do you think life is unfair?
  • Is money the root of all evil?
  • Do you believe that to be successful you have to work really hard?
  • Do you compare yourself with others?

These are just some of the negative money beliefs that most women have. Beliefs that we think is our reality because they are deeply ingrained in our subconscious that it’s almost real. And don’t tell me you don’t suffer from these because even Oprah has one!

If you ever wonder why you still can’t have the life you want considering you’re always trying your best. You know – you’re a hard worker, has the heart for the poor, always giving back, honest – always have the good intentions yet it seems life is still hard. My friend, it’s because of your money block.


Identifying what is your money block (or blocks) is an important exercise in manifesting. Because how can you get rid of something you don’t know you even have, right? To help you with that, I have a free e-book on Money Blocks and How To Release them. You just have to enter your email address (promise, I don’t spam) and you will receive your free copy instantly.

Do I have my own money blocks? For someone who teaches how to remove these negative beliefs, it might be a surprise for some that I still suffer from one (or two or three!). And just today, I realized another money block I have and that’s the reason why I’m writing this.

Let me share my money blocks with you…

I can’t be more successful than my husband

I love my husband so much and totally respect him as the head of our family. So I have this belief that I shouldn’t be more successful than him for fear that I will step on his ego. My fear has no basis as I know that he is proud of me and has always been supportive of all my endeavours but it’s still an issue for me. I am intentionally downplaying my success because I don’t want him to feel (and I don’t want other people to think) that I am more successful. Can you relate to that?

Now that I have identified that this is one of my money blocks, I am consciously trying to release this negative thought. Oprah, one of the most influential and richest woman in the world, has a partner for more than 30 years who is basically unknown (his name is Stedman Graham). If Oprah had this limiting belief that she shouldn’t be very successful as not to overshadow her partner then we won’t have the Oprah we know and love today.

Most of us dedicate our success to our loved ones. They are one of the reasons why we strive hard. And now I realize that my fear shouldn’t stop me for achieving more just because of an un-validated fear. My success will be their success too.

I cringe when I’m called ‘THE Wealthy Pinay’

I have this feeling that when people call me ‘Ms. The Wealthy Pinay’ is because they are mocking me.

I called the website TWP because it embodies what I want all Filipinas to achieved. Never in my mind that I thought this is how I want to be referred to so the first time someone called me The Wealthy Pinay I instantly cringed. I felt like explaining to her that no, it’s not about me but about the community I want to build.

Up until now, when someone messages and calls me The Wealthy Pinay instead of my name, I want to write back and ask, “are you mocking me”? Strange I know because it might not be true so after a few times I realized that the problem is not the people who calls me that term but actually me.

Being called ‘wealthy’ is an issue for me. OMG! What a realization. Because I thought I don’t have this money block!

Once upon a time, I was indirectly called mayabang by a family member because whenever she says that I’m thin or I have a nice salary or that I’m rich, I don’t comment and say “Hindi naman po!” which is the common reply of people who receive compliments. So by not saying “Hindi naman po!” I was considered as a pompous bitch who is not modest at all.

Have you noticed that when someone says that you lost weight, your immediate reaction is “Ang taba ko nga eh!
Or when a colleague complimented your new blouse and you replied “Mura ko lang kaya nabili ‘to”
And when a school buddy remarks “Mukha kang donya ah!” then you immediately dismissed and say “Dami kong utang kaya!”

We always try to deflect the compliments thinking that accepting them is a sign of being mayabang. But have you ever thought what sign you are giving the Universe when you don’t accept these compliments? The Universe is so damn confused.

Here you are trying to lose weight by eating healthy and exercising. As a result you lost a few pounds here and there and somebody noticed and complimented your good physique and what will you say? “Ang taba ko kaya!

The Universe then gets confused! “Well, I thought she wants to lose weight. Her actions show it BUT why does she still says she’s fat. Maybe this lady doesn’t really want to lose weight. She just wants to exercise for the heck of it! Hmmmnnn…, ok wish granted!” Boom! You hit a plateau and can’t lose weight any further.

That’s why from today onwards I promise to wholeheartedly accepts the term The Wealthy Pinay. I claim that I am a Wealthy Pinay! Wealthy of relationships. Wealthy of knowledge. Wealthy of experiences. Wealthy of money. Claim it too!

I  have difficulty saying No to people asking for money support

I realized this a few months ago. For years, I have been giving thousands of money away. I honestly believe that sharing your blessings is one of the best way to gain more wealth. I’ve been supporting causes way before I can even afford it. Giving whole-heartedly without expecting anything in return brings back blessings tenfold. I believe it. I’ve seen it. I’ve experienced it.

But, but, where do you draw the line? Should we give to everyone and anyone who ask? People who borrow money because they are sick, family member is sick, for school, for loans and credit cards, for utilities, for their business. There are different reasons why they dire need of money. All of them are valid. And although some regularly ask for money, others are asking for the first time.

Can you relate to this?

I used to have a motto “Only give the amount you are willing to part ways with” but this backfires on me. I end up lending money to people with the amount I am not ready to part ways with yet no one paid back. And it stings.

Personally, it’s very difficult to say no to people asking for monetary help because I have so much empathy to them. I always think that they wouldn’t resort to borrowing if they have other choice. What if I am in their situation? I am so guilty saying NO.
I’m also scared that I will be punished for not sharing everything I have. I sometimes think that I won’t have this issue if I don’t have extra money. And when my line of thinking goes into this then I know it’s getting dangerous. I have to release this money block!

Since I realized that saying no to people is one of my money blocks, I started giving advices to myself:

  • Lyn Joy, you have given a lot already, saying NO once or twice won’t bring you to hell!
  • Instead of giving money to an individual and only 1 person will benefit, why don’t you donate the money to causes that can benefit hundreds of people?
  • Not giving in to their request might actually do them good in the long run. Tough love baby.

One of my goals is to create my own charity foundation which focuses on feeding and education. I’m so passionate about this and I know I will be more of service to greater people if I focus on this (and save for it) than stressing myself if I should give a loan to an individual.

My children will grow lazy and unmotivated because of our family wealth

I think my strong desire to succeed stems from the fact that growing up, my family was not rich. My family cannot afford the ‘nice’ things in life. Well, we are not dirt poor that we have to eat rice with soy sauce as viand but we don’t have much money either to buy new school uniforms every year. I learned how to write promissory notes to school registrar just to be allowed to take exams. I was never embarrassed to do it because I thought that was normal, LOL!

Then my kids now are enjoying a lot of things I never experienced until I was an adult. Like travelling, eating expensive food, having new toys, enjoying a desert after every meal. I don’t resent my children for having these little luxuries. I have this big dream because of them. But I’m afraid that having access to money will turn them into unmotivated adults. They will feel entitled and won’t strive for anything.

I’m really afraid.

However, as I write this, I realized that not all poor people strive to elevate their life. In the same way that there’s a lot of rich folks who are still working their ass off for excellence. I therefore conclude that having the drive to improve is not based on how much money your family have but with the values instilled on you as a kid. Bill Gates and Mark Zuckerberg didn’t come from poor families. Their parents are professionals (doctors, dentist, board of directors) and they are definitely considered as well-off. Still, having money didn’t prevent them to aspire more and build whatever they built as we know now.

Instead of getting paranoid that having money will make my kids brats, what I need to focus on is to make sure I’m instilling good work ethics in them. I want them to learn the importance of giving, of being a good human. I want them to enjoy their life and find their passion. At the end, we can only wish that the way we discipline and guide our children will be effective.



There, I’ve shared with you my money blocks. Can you relate to any of them? I hope this article will trigger you to think about your own negative beliefs about money and how having these thoughts prevents you from achieving what you’ve been aspiring for. Identify your money blocks (start with even just 1) and use the exercise tips I shared with my free e-book on releasing them (enter your email address below to get immediately)


As always, I would appreciate if you can like and share this post.


Much Love

Live The Life and Business You Have Imagined!

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