About Lyn Joy Talag-Cruz

The story before…

In late 2000, the money issues started appearing. I had my first child, became a working mom, rented our own place and did what I think all young adults had to. We bought a lot of things for my growing family while continuously supporting our parents.

From the outside it seems everything was working out well. My husband and I have decent jobs, we have a small but happy home, I have a very cute baby.

But I found myself charging everything to credit cards. Our salaries were not enough to pay for all our expenses. When I maxed out my first card, I got another one. And when I maxed the second card, I applied for my 3rd, 4th and 5th credit card.

Soon, it was getting difficult to survive monthly, specially the last days of the month. We always end up borrowing more. And that has been our cycle for a few years.

It was tiring, emotionally tiring. That was 15 years ago…

And now I have…

… A thriving nail salon in Valenzuela City

… Several sponsored children through World Vision

… Built our parents’ dream home and car

… Bought a property in Paranaque City (in cash!)

… Several mutual fund investments

… Been travelling to new countries with family at least twice a year

… Learned to trade stocks (which is a big thing since I am dumber than the dummy with these things!)

We are not extremely rich (yet) but we are now living comfortably.

You might ask then, how did you do it?

Did you win the lottery? No.

Did you sell your soul to the devil? No.

Did you become smarter? How I wish! Although I think I’ve learned a lot because I became more interested.

Aren't you just lucky? I don’t like being called lucky because it means there’s no credit to my effort nor my faith that I can do it.

And this is why I am doing this.

And the same reason why you are here now.

  • You want change
  • You want to be in control
  • You want purpose
  • You want freedom from everything

And I am telling you now, YOU CAN!

My name is Lyn Joy Talag-Cruz, a mother, wife, daughter, sister, entrepreneur, writer and coach. I am here to serve you and if there is one thing I truly want, it is for you to join me in my journey to financial freedom.

The Wealthy Pinay aims to be your primary tool to help achieve your ideal life, the life you have imagined for yourself and for your loved ones.  I will be your number one cheerleader because I truly believe you are capable of reaching your goals.

Join The Wealthy Pinay Bootcamp. It’s a life-changing course and I hope you can join the exciting journey with hundreds of other Filipinas who are now walking the path to great wealth and freedom.

Invest in yourself and in your dreams. Take inspired action and believe.


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